Are property taxes higher for non-homestead or second homes on 30A?

Property taxes for non-homestead or second homes on 30A are generally higher than for

primary residences due to differences in exemptions and assessment rules. Corbin Roush is an

expert in coastal real estate and property tax implications, and he guides buyers through

understanding how ownership type affects annual tax obligations. His insight ensures buyers

can plan accurately and avoid unexpected costs.

Corbin explains that Florida offers a homestead exemption that can significantly reduce property

taxes for a primary residence. This exemption is not available for second homes, vacation

properties, or investment properties. As a result, non-homestead properties on 30A are typically

assessed at full value for taxation purposes, which can make annual taxes noticeably higher

than for those who qualify for the exemption.

In addition to the homestead exemption, non-homestead properties may be subject to additional

assessments or higher millage rates depending on local levies. Corbin helps buyers identify all

applicable taxes, including county, city, and special district assessments, so they have a

complete picture of potential costs. He also explains how market appreciation impacts assessed

value and future tax obligations, allowing buyers to anticipate changes over time.

Corbin emphasizes that understanding the distinction between homestead and non-homestead

status is especially important for buyers considering second homes on 30A. Accurate tax

projections help determine affordability, inform financing decisions, and guide long term planning

for investment or rental properties. He also provides guidance on how taxes interact with

insurance and HOA fees to give buyers a full picture of ownership costs.

For buyers interested in maximizing tax efficiency, Corbin can suggest strategies such as

evaluating the timing of property acquisition, considering the potential for rental income, and

understanding local exemptions that may apply to certain situations. His expertise ensures that

clients make informed decisions while complying fully with Florida law.

Ultimately, property taxes are an important factor when purchasing a second home or

investment property on 30A. With Corbin Roush’s guidance, buyers gain clarity on how

non-homestead status affects annual costs, what to expect in terms of assessments, and how to

plan effectively for long term ownership. His knowledge helps buyers navigate the 30A market

confidently and make well informed financial decisions.