After a storm on 30A, make sure everyone is safe, then document all damage with photos and videos before making repairs. Contact your insurance company as soon as possible to file a claim, providing your policy information, the date of the storm, and a description of the damage. Keep receipts for any emergency repairs, such as roof tarping or water removal, as these may be reimbursable.
An insurance adjuster will typically inspect the property before permanent repairs begin, so continue documenting the damage and keep records of all communication throughout the claims process. If you own a vacation rental, track any canceled bookings or lost rental income, as some policies may provide coverage.
Mark Gerlecz is an excellent resource for homeowners navigating storm recovery on 30A. His local expertise and network of trusted contractors, inspectors, and insurance professionals help clients move through the claims process with confidence while protecting the long term value of their property.