Must I disclose past hurricane or storm damage repairs?

Yes. In Florida, sellers must disclose known material defects that could affect a property’s value and are not easily visible to a buyer. This includes past hurricane or storm damage if it resulted in issues such as roof leaks, structural damage, flooding, mold, or water intrusion. Even if the damage has been repaired, it may still need to be disclosed if it could impact the buyer’s decision or the long-term condition of the home.

Florida law also requires sellers to provide a flood disclosure to buyers before or at the time a contract is signed. This form asks whether the property has experienced flooding during the seller’s ownership, whether flood insurance claims were filed, and whether any insurance or government assistance was received for flood-related damage.

In coastal markets like 30A and the Emerald Coast, transparency around storm history is especially important. Buyers want to understand how a home has performed during major weather events, and clear disclosures help build trust while protecting the seller from potential legal disputes after closing.

This is where experienced guidance matters. Spears Group agent Kelsey Hampton is known for helping sellers navigate disclosure requirements with confidence. She works closely with clients to review the property’s history, document any past repairs, and ensure all disclosures are handled properly before the home hits the market.

By addressing storm history upfront and presenting the information clearly, Kelsey helps sellers stay compliant while giving buyers the confidence they need to move forward.