What are the pros and cons of offering seller financing on 30A?

Offering seller financing on 30A can be a smart strategy when used intentionally, and this is where Corbin Roush stands out. He understands how to structure these deals in a way that creates opportunity without exposing the seller to unnecessary risk.

The biggest advantage is expanding your buyer pool. Many 30A buyers are high-net-worth or self-employed, and while they have strong assets, traditional financing can slow them down. Seller financing creates a path forward, which can lead to stronger demand and, in some cases, a better purchase price.

It also gives the seller leverage. You can negotiate more favorable terms, earn interest on the loan, and position the property as a more flexible opportunity in a competitive market. Without a bank involved, deals can move faster and be tailored to both parties.

The downside is that you become the bank. Instead of receiving all proceeds upfront, your equity is tied up over time. There is also risk if the buyer defaults, which could require legal action to recover the property.

Seller financing is not a one size fits all solution. It is a strategic tool. When structured properly, it can unlock deals and create better outcomes. When handled incorrectly, it can create unnecessary exposure.