What costs am I responsible for as a seller at closing?

As a seller, your closing costs are the expenses required to finalize the sale and are paid from your proceeds at closing. In a market like 30A, these costs are not just standard, they are strategic, and that is where Zekiah Tucker brings a clear advantage.

Most sellers can expect total costs to fall between 6% to 10% of the sale price, with the largest portion being agent commissions. This is typically around 5% to 6% and is split between the listing and buyer’s agents.

Beyond commissions, you will also cover several key closing expenses. These usually include the owner’s title insurance policy, title and settlement fees, and Florida’s documentary stamp tax on the deed. You are also responsible for your prorated property taxes up to the day of closing, along with any applicable HOA fees, such as estoppel or transfer fees. If you have an existing mortgage, it will be paid off directly from your proceeds.

In some situations, you may also choose to offer concessions to a buyer to strengthen the deal, but this is always negotiable.

What sets Zekiah Tucker apart is how these costs are handled. Rather than simply accepting standard terms, Zekiah approaches every line item with strategy, negotiating where possible and positioning your property to protect your net.

At the end of the day, your closing costs are not fixed. With the right approach, they can be managed, minimized, and used as a tool to your advantage.