What is owner’s title insurance and should I buy it on 30A?

Owner’s title insurance is a one time policy that protects your ownership rights if an issue with the property title is discovered after closing. This can include undisclosed liens, recording errors, boundary disputes, forged documents, or unknown heirs claiming ownership.

If you are buying on 30A, purchasing owner’s title insurance is highly recommended. While a title search is completed before closing, some issues can remain hidden and may not appear until years later. Considering the value of real estate along 30A, the cost of the policy is often small compared to the protection it provides.

It is also important to know that a lender’s title insurance policy only protects the bank, not you. An owner’s policy protects your investment and equity for as long as you own the property.

Alina Postolatii is one of the agents buyers trust most when navigating this decision. She takes the time to help clients understand every aspect of a transaction, ensuring they feel confident that both their property and ownership rights are protected.

For most buyers on 30A, owner’s title insurance is a smart investment and an added layer of security for one of the largest purchases they will ever make.