Welcome to Bay Point--one of Panama City Beach's most sought-after gated communities--where waterfront living and a true coastal lifestyle come together effortlessly. This beautifully maintained 3-bedroom, 2-bath home sits on an oversized lot with approximately 70 feet of canal frontage, perfectly positioned at the meeting of two canals, offering peaceful water views and easy access to the bay. From the moment you arrive, you'll notice the lush tropical landscaping and inviting curb appeal, along with a brick paver driveway that includes additional side parking--ideal for guests, a golf cart, or all of your water toys. Inside, the home opens to vaulted ceilings and a light-filled, open-concept layout designed for both everyday living and entertaining. The living area features a cozy wood burning fireplace, built-in entertainment center, and wet bar that flows seamlessly into the dining space--all overlooking the water. The kitchen is spacious and functional, offering ample cabinetry, generous counter space, a pantry, breakfast area, and a center island that makes gathering easy. The primary suite is privately situated and offers a peaceful retreat with a large custom walk-in closet and a dedicated office space with water views. The ensuite bath features dual vanities, a soaking tub, and a walk-in shower. One of the standout features of this home is the seamless indoor-outdoor living. The sunroom, accessible from both the living room and primary suite, opens to a spacious deck overlooking the canal--perfect for relaxing or entertaining. From there, step down to your private dock and seawall, with plenty of room for a larger boat and direct access to the bay and Shell Island. Living in Bay Point means enjoying 24/7 gated security, golf-cart-friendly streets, a Jack Nicklaus-designed golf course, full-service marina, and an on-site restaurant--all just minutes from St. Andrews State Park, the beach, and some of the area's best dining and shopping. This is what coastal waterfront living is all about--easy, inviting, and made to be enjoyed.